The tiny barley seeds are excellent for both kids and adults. Barley water is loaded with essential nutrients as it also contains vital minerals and antioxidants. Barley water detoxifies the body by flushing out the toxins. 

It also promotes digestion and is the best remedy for UTI in kids. The tiny barley seeds contain vitamin B-complex, iron, calcium and are one for the yummy and best drink for growing kids. 

If you are planning to prepare plain boring barley water for your kid then they might refuse. Here is 2 simple and super easy Barley summer drink for kids. This recipe contains the goodness of Barley and I am here sharing 2 ways to prepare this healthy drink.  

I have used the whole barley seeds and then made powder of it. This barley powder can be stored in an airtight container for a good 3 months. 

Method to Prepare Barley Powder:

Preparing barley powder is super easy, all you need is to follow the below-mentioned steps:

  1. Wash the barley seeds very well with regular water, at least 3-4 times.
  2. Drain the excess water completely. 
  3. Now, air dries the barley seeds overnight. 
  4. Bring the barley seeds and store them in an airtight glass container. 
  5. Make sure you always use a fresh spoon to use the barley powder. 

Both the sweet and savoury version is filled with flavour, my daughter loved the sweet version whereas my husband enjoys the savoury barley drink the most. 

Ingredients for Barley Summer Drink (Sweet)

  1. 4 Cups of Chilled Water
  2. 4-5 Teaspoons of Barley powder
  3. 2-3 teaspoons of jaggery or sugar. 
  4. 1 pinch of cardamom powder
  5. Dry fruit to garnish 

Preparation of Barley Summer Drink (Sweet version)

  1. Take a large mixing bowl and add water, barley powder, and jaggery. Mix well.
  2. Add cardamom powder to the mixed solution.
  3. Mix all the ingredients very well until all the barley powder is dissolved well. Add the barley powder in batches so that lumps are not formed. 
  4. Keep the drink consistency thin for kids. To prepare a thicker version, add more barley powder to the mix.  
  5. Garnish the sweet barley summer drink with fresh fruits.

Barley Summer Drink (Savoury)

This is my go-to the recipe which is highly preferred by elders and even kids love it. If you don’t enjoy a sugary drink then try out this savoury barley summer drink. 

Ingredients for Barley Summer Drink (Savoury) 

  1. 4 Cups of Chilled Water
  2. 4-5 Teaspoons of Barley powder
  3. 1 A teaspoon of cumin powder.
  4. 1 pinch of dry ginger powder
  5. 2-3 Mint leaves to garnish 
  6. A pinch of black salt

Preparation of Barley Summer Drink (Savoury)

  1. Take a large mixing bowl and add water, barley powder, cumin powder, and black salt. 
  2. Add dry ginger powder to the mix, you can skip this if you are not a big fan of ginger flavour. 
  3. Mix all the ingredients with the help of a spoon until all the barley powder is dissolved. Make sure no lumps are left. 
  4. Garnish the drink with chilled ice and fresh mint leaves. 

The above mentioned both the recipes are super easy to prepare and need very fewer ingredients to get started. The best part is, it is flavourful and a super healthy option as compared to processed and unhealthy drink available in the store. 

Barley can be given to all the expecting mothers to boost the water level. .In fact, it is the perfect solution to reduce swollen feet and hands during pregnancy. The barley is a super ingredient which can be given to babies, toddlers, teenagers, adults and pregnant mommies.  The above 2 barley summer drink will cut down the heat effect and keep you super cool both inside and out. 

TAN, or Tax Deduction and Collection Account Number, is a 10-digit number which is issued by the Income Tax Department of India.

Any individual or company eligible to collect either TDS or TCS must register themselves under TAN. This number is necessary to access tax-related details, generate challan, check information, etc.

  • Income Tax Act of 1961 mandates TAN registration under Section 203A.
  • Not registering Under TAN or providing wrong TAN number can lead to a fine of Rs.10,000.

One important aspect to know along with what is TAN number is that every individual earning India does not need this registration, unlike PAN. Nevertheless, TAN is primarily related to tax payment and related financial actions. 

This even extends to personal loans or business loans like working capital or machinery loans since loan applications require ITR and other details which are directly affected by TAN registration.

What are the requirements for a TAN number?

It is important to note that applicants do not have to produce any documents or identity proof for TAN application

The absence of any document requirement makes it quite easy for applicants, especially if they are considering to apply for TAN online. However, it is also vital for applicants to check if they are eligible for TAN registration.

 The different types of entities who must register themselves for TAN are listed below:

  1. Every individual (including goods and service providers earning above Rs.2.5 lakh per annum) whose income tax is deducted at source.
  2. Hindu Undivided Family eligible for Tax Deducted at Source.
  3. Companies/trusts/firms and other types of organisations who collect income tax of their employees at the source.
  4. Government (Central and State) and local authorities who avail TCS.
  5. Sole proprietors collecting tax at source.

It is also important to note that it is not possible to renew TAN after its allocation. In case someone is considering what to do if a business is running in loss, and consequently wants to start with a new TAN number, they must surrender their old TAN number.

  • Income Tax regulations allow State Governments to levy a TDS of 1% which can be included in the SGST on service or good providers.

Online TAN application method

Online TAN application procedure is easy and it can be completed swiftly within a few minutes. Especially since this application procedure does not require any documents; it is easy to complete it online. The steps are discussed below in detail.

  1. Applicants must go to the website of NSDL TIN (National Securities Depositories Limited Tax Information Network).
  2. After reaching the official website, applicants must select the option for TAN registration.
  3. Once the TAN application option is selected, it directs applicants to Form 49B. Applicants must carefully fill up this form with accurate details and submit online.
  4. Once submitted, a verification option will pop up. Every applicant must check the draft of Form 49B meticulously before submitting it.
  5. After confirmation, the option to submit this registration form comes up.
  6. When submission of the form is completed, some details are displayed on the screen. These details are listed below.
  • A 14-digit unique acknowledgement number.
  • Name of the applicant along with personal detail.
  • Contact information of the applicant.
  • Payment details of the TAN registration.
  • Space for signature of the applicant.
  • This page must be downloaded and submitted to the TIN Facilitation Centre along with the demand draft or cheque. Applicants can also complete their payment via net banking or debit/credit cards.

Applicants or entrepreneurs learning what is TAN number and its application method should note that they have to pay Rs.65 for their TAN registration. While this cannot directly help firms and companies to build their business brand, it can help with numerous tax benefits and exemptions.

  • Out of Rs.65 as the application fee for Tan registration, Rs.55 is the application charge while the rest constitutes of service tax which is now at 15%.

After learning about what is TAN number and how to apply for it, applicants should also note that not registering for this number can affect them in many ways. 

As mentioned before, availing lines of credit can be difficult without this document since tax return documents cannot be produced without TAN.

Numerous NBFCs like Bajaj Finserv and others offer business loans for companies which can be availed easily with the required documents.

TAN is an essential document for every individual allowed to collect or deduct income tax at source. After acquiring a detailed knowledge on what is TAN number, every registered individual should also check the few tax benefits which are offered for those with TDS and TCS. As tax saving tips for small business owners, this can especially be of aid.

Among different types of savings accounts which are offered by Indian financial institutions, FD is a popular choice for investors owing to the numerous advantages offered by such schemes. 

As an investment option, FD accounts offer a steady return over the maturity term. Additionally, such accounts do not run the risk of loss or even of being affected by market fluctuations, making them a safe investment option.

While there are many financial institutions which offer FD accounts, post office FDs continue to be a popular choice. Resultantly, it is important that potential investors note the post office FD rates.

The rates of interest which are offered on the basis of maturity tenor are listed below:

  • 6.9% interest for a tenor of 1 year per annum.
  • If the tenor goes up to 2 years, the rate of interest remains at 6.9% per annum.
  • Even for a maturity tenor of 3 years, the interest rate stays at 6.9% per annum.
  • Investors cannot invest for a duration of 4 years. Instead, they can invest for a period of 5 years to accumulate gains at 7.7%.

Post office fixed deposits have a few specific norms which vary from FDs offered by financial institutions. These regulations are not the same as that of other accounts are mentioned below.

  • Post office FD rates accrue interest on a quarterly basis.
  • Interest income is paid annually.
  • The minimum amount that must be invested begins at Rs.1,000.
  • The investment amounts must be in multiples of Rs.100.
  • Joint accounts can be opened by 3 individuals.
  • Facility to choose a nominee is offered not just while opening the account, but also later.
  • One individual can invest in multiple FD accounts.
  • Interest accumulated on a fixed deposit account can be credited to the savings deposit account.
  • Senior citizens can avail tax exemptions on the interest earned on their investment up to a sum of Rs.50,000.
  • Under section 80C of Income Tax Act of 1961, tax exemptions can be availed by investors up to a sum of Rs.1.5 lakh for investments with maturity tenor of 5 years.

Who can invest in post office FD accounts?

While checking the rates of interest offered by post offices on their FDs, potential applicants should also check the different requirements which must be fulfilled to successfully invest in such an account. Both eligibility and document requirements are discussed below in detail.

  • Eligibility criteria to open an FD account at the post office

Much like post office FD rates, the eligibility criteria for such accounts are also quite simple, viz. –

  1. Applicant(s) must be a citizen of India.
  2. Minimum age of the applicant must be 10 years, thereby even allowing minors to avail such an account.
  3. Guardian of a child can invest in their name.
  4. Guardians of any specially-abled person can also invest in their name.

NRI individuals cannot invest in post office FD accounts. Such individuals should consider investing in FDs offered by other financial institutions which offer NRO accounts. Additionally, they should also use a fixed deposit calculator to check the returns they can expect on their investment.

  • Documents required to invest in post office FD

The documents which must be produced by an applicant to invest in a post office fixed deposit account include –

  • Filled in form for FD accounts from the post office branch where one wants to open his/her account.
  • 2 passport-sized photographs of the applicant.
  • KYC documents of the applicant. This should contain both personal details and address details of the applicant.

The application procedure for the FD account is quite simple since the filled up form can be submitted at the concerned branch to complete the process. However, applicants must also keep in mind that they must have a witness sign their form before submission.

Investors should also check the offers from other financial institutions since many of them offer a higher rate of interest than that of post office FD rates. FD accounts are secured by the Government with coverage of up to Rs.1 lakh in FD investments in case the concerned financial institution fails. As a result, FDs are considered a safe investment option for retirement since they offer steady substantial returns.

Author Bio:

Gaurav Khanna is an experienced financial advisor, digital marketer, and writer who is well known for his ability to predict market trends. Check out his blog at HighlightStory

As per the Centres for Disease and Control and Prevention (CDC) reports, around 47.2% of the global population (above the age of 65 years) suffers from periodontal diseases. This accounts for an increase in the aggregate demand for dental healthcare.

Consequently, India’s dental industry is said to be vast and holds over 5000 dental laboratories and over 297 dental institutions, and experiences an annual growth rate of 20%-30%.

The equipment industry is also set to rise year-on-year and help the practitioners avail high-end equipment assembled or manufactured indigenously. Also, to fund such practitioners with the required finances, several lenders offer loans for the dental clinic at attractive interest rates.

Some of the equipment which you may require to set up your dental clinic includes –

  • Dental microscopes

Also termed as dental surgical microscopes, these are customised to help doctors have a clear view of the required area through magnification. It is ideal for performing surgeries, restorative procedures, as well as other required clinical situations.

However, the price of such equipment can be slightly high; hence, you can explore several medical equipment financing options such as credits and loans to fund your clinic.

  • Dental lasers 

Laser dentistry is the next generation of dental surgery that helps cut both soft and hard tissues with convenience, efficiency and accuracy. Owing to its precision and accuracy, lasers are one of the most preferred pieces of equipment for surgeries. Patients also prefer lasers as they cause minimal bleeding and pain.

Practitioners can use lasers without the need for anaesthesia. This reduces time consumption and health risk of patients, along with enhancement of surgery experience. Nevertheless, being a heavy machine, the prices can be over your budget. In such cases, you can avail the loan for a dental clinic to meet your financial requirement.

  • Dental cone beam imaging system 

Dental cone beam imaging system is one of the primary dental equipment every dentist needs to know about. These are imaging machines that create detailed 3D digital models of the anatomy of a patient. Such tools are useful for endodontic, airway management, orthodontics, dental sleep, and a range of other clinical imaging requirements.

The machines are designed in a way to limit the exposure of patients to radiation as far as possible. Furthermore, you must handle the device with care and take the necessary precautions for personal safety. Additionally, being an essential machine to your clinic, you can avail a loan for the dental clinic as a source of finance.

  • Dental operatory light 

These are lighting facilities that are required in every clinic to carry out surgeries and other clinical procedures. Such dental lights are powered by LED technology or halogens and can be adjusted as per your needs.

The list of the equipment required for a dental clinic does not end here, and other several machines include dental digital radiography machines, dental patient chairs, operatory cabinets, etc. Nevertheless, installation of such equipment requires considerable investments, which can be financed through a loan for a dental clinic.

Loan for Doctors offered by NBFCs like Bajaj Finserv can be a source of finance for such equipment purchases. These advances come with several other features that include online account management, the easy application process, relaxed eligibility criteria, instant approval, quick disbursal, part-payment facilities, etc.

While you avail such medical equipment financing, make sure that you make your repayments on time to avoid debt accumulation and hefty penal charges. In addition to the above, consider keeping the mentioned equipment under proper care and maintenance to ensure the safety and prolonged working duration.